Why you should only let your lawyer speak to the Insurance Adjuster
Often Insurance Adjusters attempt to discover any information that may show that your claim should be denied or that it should be worth less than what you are expecting.
As a practicing trial lawyer in South Florida over the past 32 years, I have spoken with thousands of insurance adjusters regarding automobile accident cases, slip and fall cases and various other types of injury claims. Make no mistake, their job is not just to gather information that helps prove your claim, but to also attempt to discover any information that may show that your claim should be denied or that it should be worth less than what you are hoping for or expecting.
Reporting the claim on your own, without the assistance of an attorney, or providing a statement of the details of the incident to the insurance adjuster without talking to a lawyer first, could be a huge mistake and one that may cost you tens of thousands of dollars in settlement value. I offer two examples of how this could happen. One involving an automobile accident claim and another involving a slip and fall or trip and fall incident while on someone else’s property. Don’t forget, below are just two examples. These types of pitfalls await you when you present any injury claim. Navigating around them is the reason you want a lawyer by your side.
As my first example, if you were in a car accident where the other driver ran the red light, many insurance adjusters will still attempt to argue that even though it was mostly their driver’s fault, that you also are a small percentage responsible for not applying your brakes sooner or turning the wheel to avoid the collision. It does not matter who received a traffic ticket because Florida law allows this type of reduction in the value of the case, even if their driver received the citation and the police report states no improper driving on your part. In this example, if an insurance adjuster labels you 25% at fault, your case value just decreased by many thousands of dollars.
In a slip and fall case, if you speak to the insurance adjuster after falling on a puddle of dirty water that had been there for hours, they may ask you if you were looking down at the ground or straight ahead as you were walking towards the spill on the ground. Either answer, if not responded to correctly, with a lawyer’s advice and preparation, could result in a significant percentage of fault attributable to you, even if they admit the floor had a dirty puddle that should have been cleaned up long before you arrived there as a customer.
Comparing fault among all people in an accident under Florida law is called “Comparative Fault” and if you say the wrong thing to the insurance adjuster it could cost you tens of thousands of dollars in the total value of your case. Don’t make that mistake. Hire a lawyer right away to protect your rights.
If you need immediate assistance from a lawyer that you can reach 24 hours a day, 7 days a week, call the Law Office of Robert E Gluck, P.A. right now. All of Robert’s clients receive his cell phone number so that they can reach him when they need him. Call or Contact our office with any questions you may have now at 954.583.8999. I am currently accepting cases throughout the State of Florida.
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